

TESTIMONIALS
Hear what Our Clients Have to Say
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Her patience in explaining my situation with my case was comforting. No one really explained it in a way I could ever understand. She gave me a sense of hope that I may actually get the help needed under her watch.- Nakia D.
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This law firm accepted my bogged down nine-year-old Worker's Compensation case from another law office. In less than 12 months, I was awarded a just compensation package. Ghitterman, Ghitterman & Feld not only fought and won my case, but they restored my dignity.- Former Client
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I love Ghitterman Ghitterman & Feld. They are amazing, and the case workers are amazing. They understand and hear me in every aspect of my situation, thank you so much.- Maria G.
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This is the second time I have used Ghitterman, Ghitterman & Feld for different types of cases. This is the second time I have received a settlement. I am very grateful for the team. Everyone involved is kind and amazing. I honestly could not have done it without them. I highly recommend!- Former Client
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I am a (former) Workers' Compensation Claims Adjuster, so I know when an attorney is representing their client well. Being injured on the job has given me a keen appreciation of having a smart, compassionate, and proactive attorney in my corner.- Samuel L.
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ou are what I was waiting for. With you, I feel like we are a team. We will win this case together, and I’m certain about it because of you.- Nestor S.
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Candi made me feel like I mattered. She was very nice and helpful. She made everything so easy, which took away the stress of the issue.- Carl N.
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Ghitterman Ghitterman & Feld law office was professional and amazing. They were very dedicated to my case, and through their persistence, they won my case for disability. I highly recommend them as your advocates and lawyers.- Scott S.
Understanding Eligibility
To help you in your application process, here is an explanation of what is required to be eligible. Even if you are unable to work, that does not mean that you automatically qualify for SSD insurance benefits. First, you must have earned 40 work credits, and 20 of them must have been earned within the last 10 years unless you are under the age of 31, where the requirement is lower. Additionally, in order to be considered disabled, per the Social Security Administration (SSA) requirements, you must be:
- Unable to perform your former job due to your medical condition
- Unable to perform other work due to your medical condition
- Your disability must be expected to last or have lasted at least one year or will result in your death
Some conditions automatically qualify the applicant to receive benefits, such as certain cancers, cardiovascular impairments, neurological disorders, skin disorders, or chronic kidney disease. In order to automatically qualify and get the benefits you deserve, you can provide evidence that documents the signs, symptoms, and laboratory results to confirm your diagnosis.
Application Mistakes You Need To Avoid
According to the SSA, approximately 63% of initial SSD insurance applications are denied. Additionally, they report that the acceptance rate for first-time applicants is 22%. Now that you understand how to qualify, here are some common mistakes to avoid when applying for SSD insurance benefits.